Your goals matter — I’m Efrain Vazquez, here to make them happen.

Compass Mortgage Team

Guiding You To Homeownership

We’re a passionate team of mortgage professionals who genuinely care about your goals. At Compass Mortgage Team, we guide you through every step of the process—making sure you feel informed, supported, and excited about what’s ahead. Whether you’re buying your first home or refinancing, we’re here to make it simple and stress-free.

Find My Loan

Purchase

Buying a home? We’ll walk you through every step and make sure you feel confident from pre-approval to closing.

Refinance

Thinking about refinancing? Whether you want a lower rate, shorter term, or cash out, we’ll show you what’s possible.

Invest

From second homes to rental properties, we help you finance smart investments with solid guidance and fast closings

Learn

Not sure where to start? Our learning center breaks down everything from loan types to closing costs.

 Finding a mortgage designed just for you is precisely what we do.

We've been helping home buyers and homeowners get the financing they need to buy a new home, or refinance an existing mortgage. Customer satisfaction is our highest priority, and we are always developing new products to fit the unique needs of our borrowers. When you work with us, you'll discover why getting a mortgage is so much better with Compass Mortgage Team

Meet the Broker

Our passion is people. We know how important it is to have someone you like, know and trust guiding you every step of the way. We are committed. We are here for you. We are excited to be taking this journey with you!

- Isaac Ramirez

Mortgage Broker | NMLS# 1776433

Get In Touch

Efrain Vazquez

NMLS# 2000558

Conventional Loans

There are 3 types of conventional loans in the United States: conforming loans, non-conforming loans and high-balance mortgages.

Fixed Rate Mortgages

Exactly as its name implies, a Fixed Rate Mortgage has a fixed interest rate that remains static for the life of the loan.

Adjustable Rate Loans

An adjustable-rate mortgage (ARM) has a flexible interest rate that responds to market fluctuation.

Government Loans

You may be eligible for preferred rates and protections through government programs for military vets, senior citizens and many other designations.

Specialty Loans

If you are: · Considering buying a home later in life · A foreign national looking to purchase a home in the US...


Pre Approval

Getting Pre-Approved is probably the smartest way to begin the home buying process.

What Our Clients Say

Don't rely on our words. Get to know us from those who we work the hardest to impress - our clients. 

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- Stacey M.

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- Stacey M.

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- Stacey M.

For all license information visit. www.nmlsconsumeraccess.org